FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Your business has its own goals, routines, and banking needs. Find a business checking account that supports your day-to-day operations, with local service from Farmers Bank of Kansas City.
Compare our Small Business Account and Business Analysis Account. Our team can help you review your transaction activity, balances, and service needs to choose the right fit.
Farmers Bank of Kansas City’s Small Business checking account is designed for businesses that perform fewer than 200 transactions per month.
If your business has straightforward checking needs, start by discussing this account with our team. We can explain the account’s current features and how it fits your expected activity.
Ask about Small Business Checking →An account tailored to meet the varied needs of your partnership or corporation.
An earnings credit may be applied to your average collected balance to reduce or eliminate account analysis fees. Talk with our team about how your balances and account activity affect your costs.
Ask about Business Analysis →The Small Business Account’s intended transaction profile is not a statement of free transactions or a fee waiver. Contact a branch for current fees, minimum opening requirements, balance requirements, and transaction definitions.
Business account holders can access their accounts with our free Online Banking product, including unlimited Online Bill Pay. Mobile Banking helps you manage your business accounts on the go.
Ask our team about enrollment, available features, and which services fit your business. Separate service terms and fees may apply.
Get help with business digital banking →Initiate electronic payments through our convenient online portal. Ask how cash management can support your payment workflow.
Increase efficiency by depositing from the convenience of your office. Our team can explain the service and its requirements.
Manage business bill payments online, alongside access to your business accounts.
Preparing your business information can help make your account-opening conversation more productive. Contact our team to confirm the documents required for your business structure.
Requirements may vary by business structure. Please do not send Social Security numbers, identification documents, or sensitive ownership information through ordinary email or a general website contact form. Our team can explain how to provide documents.
Farmers Bank of Kansas City is a branch of Farmers Bank & Trust. Deposits are insured up to applicable FDIC limits. Coverage depends on account ownership and includes deposits held at the same insured bank—not separate coverage for each branch.
The standard deposit insurance amount is $250,000 per depositor, per FDIC-insured bank, per ownership category. Contact our New Accounts representatives for help reviewing your accounts, or use the FDIC’s Electronic Deposit Insurance Estimator (EDIE).
The bank may request ownership information when opening or maintaining your business account. This bank account process is separate from beneficial ownership information reporting to FinCEN under the Corporate Transparency Act.
FinCEN currently states that entities created in the United States and their beneficial owners are exempt from its BOI reporting requirement. Certain foreign entities registered to do business in the United States may still have reporting obligations.
Our Small Business Account is designed for businesses that perform fewer than 200 transactions per month. Contact our team to discuss current features, fees, and how transactions are counted.
The Business Analysis Account is tailored to the varied needs of partnerships and corporations. An earnings credit may be applied to your average collected balance to reduce or eliminate account analysis fees. Ask a banker about the calculation and applicable charges.
Start with your business’s legal name, address, phone number, applicable EIN, names of authorized signers, formation documents, and requested beneficial owner information. Contact the bank before your visit to confirm requirements for your business structure.
Business account holders can access Online Banking, Online Bill Pay, and Mobile Banking. Ask our team about enrollment, available features, and any separate service terms.
Tell us about your transaction activity, balances, and everyday banking needs. Our team will help you compare checking options and prepare for opening your account.
Account features, fees, and service availability are subject to applicable account agreements and disclosures. Contact Farmers Bank of Kansas City for current account requirements and service details. Member FDIC through Farmers Bank & Trust.
© 2026 Farmers Bank of Kansas City is a branch of Farmers Bank & Trust. All Rights Reserved.
© 2026 Farmers Bank of Kansas City is a branch of Farmers Bank & Trust. All Rights Reserved.
