Personal Checking Accounts
Farmers Bank of Kansas City offers a variety of accounts to fit your individual banking needs.
| Bonus Free Checking | SafeGuard Checking | SafeGuard+ Checking | |
|---|---|---|---|
| Minimum Initial Deposit | $100 | $100 | $700 |
| Minimum Balance | None | None | $700 minimum daily or $1200 average collected balance |
| Monthly Maintenance Fee | None | $4.95 | If drops below minimum balance, $5.95 maintenance fee |
| Free Special Member Checks | 200 Free Checks Printed By The Bank | No | No |
| Unlimited Check Writing | Yes | Yes | $.30 per debit over 30 per statement cycle, if drops below minimum balance requirements |
| Interest Bearing | Earn interest with average collected balance of $500 or more | No | Yes |
| Additional Account Benefits | Four Foreign ATM surcharge reimbursements per statement cycle | Cellular Telephone Protection**IDProtect®***(Registration/Activation Required) | Cellular Telephone Protection**IDProtect®***
(Registration/Activation Required) |
| Open Account | Open Account |
Features available with all accounts!
Online Banking
Online Bill Pay
e-Statements
Mobile Banking
Phone Bank Teller
VISA® Debit Cards
Direct Deposit
*Accounts in minor’s names will require an adult as a joint owner.
**Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Insurance Documents for complete details of coverage. Insurance products are not insured by FDIC or a Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
***IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners, and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
Full terms and conditions are available at any of our branch locations.
Learn more about all the great E-Services from Farmers Bank of Kansas City
Mobile Banking
Manage your money on the go with your mobile device.
Online Bill Pay
Pay bills with just a few keystrokes.
Online Banking
Instant access to your accounts 24/7.
E-Statements
Go paperless to reduce clutter.