What does Farmers Bank of Kansas City do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Income
- Account balances
- Payment history
- Credit history
- Credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business.In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Farmers Bank of Kansas City chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Farmers Bank of Kansas City share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes -such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes -to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes -information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes -information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
What We Do
How does Farmers Bank of Kansas City protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Farmers Bank of Kansas City collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Pay your bills
- Apply for a loan
- Use your credit or debit card
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Farmers Bank of Kansas City does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Farmers Bank of Kansas City does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include financial service companies.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Customers
We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
For California Customers
We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers
We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
For Vermont Customers
We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your credit worthiness without your authorization.