Fixed-Rate Mortgages: Stability & Predictability
Fixed-Rate Mortgages
A fixed-rate mortgage is one of the most popular home loan options, offering long-term stability and predictable monthly payments. No matter if you’re buying a home or refinancing, a fixed-rate mortgage provides peace of mind by locking in your interest rate for the life of the loan.
Benefits of a Fixed-Rate Mortgage
- Consistent Monthly Payments: Your principal and interest payments remain the same, making budgeting easier.
- Protection from Rate Increases: Your interest rate is locked in, so you won’t be affected by market fluctuations.
- Flexible Loan Terms: Choose from 10, 15, 20, or 30-year terms to fit your financial goals.
- Great for Long-Term Homeowners: Ideal for those planning to stay in their home for many years.
Is a Fixed-Rate Mortgage Right for You? A fixed-rate mortgage is a great option if you prefer stability and want to avoid the risk of rising interest rates. It’s especially beneficial for buyers who plan to stay in their home for the long term or want predictable payments.
Get Started Today If you’re considering a fixed-rate mortgage, our team is here to help. Contact us today to explore your options and find the best loan for your needs!
GET A CUSTOMIZED RATE QUOTE IN SECONDS!
This chart is for illustrative purposes only and is subject to change without notice. Credit and collateral subject to approval. Loan quotes subject to change and may vary based on terms and conditions. This is not a credit decision, guarantee, or a commitment to lend.
*Important Information: The interest rate and fees shown here are based on the credit score range you selected. The actual interest rate and fees available to you when application is made will be based on your credit history, property type, and loan to value and may be different than the rates displayed here. Please contact a mortgage loan officer for current rates and fees. The interest rates, annual percentage rates (APRs), and points shown are subject to change without notice. The monthly payment amount shown is ONLY principal and interest. Taxes, property, flood, and mortgage insurance (as applicable) are not included in the monthly payment amount. An escrow account may be required. Your actual monthly payment amount may be higher. Your APR will vary based on your final loan amount and finance charges.