Kyle gave me the most competitive quote. He even gave some initial suggestions that reduced my costs further. Even though our credit scores were a little lower than estimated and our appraisal came in a little lower than the Zillow estimate on my home, Kyle was still able to close my loan at the quoted interest rate, and costs were a little lower than quoted.
My loan was a bit complex, and closing took a little longer than I had hoped. However, Kyle was able to complete the loan process, and substantially reduce my costs.
Kyle is still available for consultation about one remaining issue I have. I appreciate his work.